admin@fdc.com.ag Upstairs the Hadeed Motors Showroom, Old Parham Road, P.O. Box 549, St. John's, Antigua 268-481-2569

FAQs

FAQs | FDC

Have Questions?

Frequently Asked Questions

Here are some frequently asked questions and answers to help you navigate your way toward the perfect loan for you.

Are "0%" or "100% financing" & "no money down" offers too good to be true?

There is no simple "yes or no" answer to this question. For the best possible deal, come in and have a conversation with our loan officers, and we'll do our best to assist you.

Can I get a loan if I have bad credit?

Our loan team is ready and able to have a discussion with you and offer the best advice for your situation.

Do you offer financing for the purchase of other vehicles?

Other than vehicles sold directly by Hadeed Motors or any of our affiliated companies, financing of other vehicles is not something that we do.

Is Finance & Development a regulated body?

We are licensed as a non-bank Financing Institution, and are regulated by the Eastern Caribbean Central Bank. View our license

Do you offer loans for consolidation purposes?

Yes, we offer debt consolidation for bills and other expenses, but not for loans from other banks or lending institutions.

What are the payment options available?
  • Cash Visit our office, fill out one of our deposit slips, and make your payment over the counter.
  • Cheques You can drop off a payment cheque at our front desk or directly to the cashiers.
  • Debit & Credit Cards We accept all major debit and credit cards for payments.
  • Electronic Bank Transfers If you have a bank account with Eastern Caribbean Amalgamated Bank, CIBC Caribbean, or ACB Caribbean, you can use online banking to transfer your payments monthly or set up automatic recurring transfers.
  • Salary Deductions Your loan payments can be automatically deducted from your salary and sent to us by your employer.
  • Standing Orders Sign up with your bank for your loan payments to be automatically deducted from your checking/savings account and sent to us each month.
  • Drop Box Our secure payment drop boxes are the perfect solution for making payments safely and efficiently.
Does my workplace have to register with your company?

No, your place of employment does not have to register with us for you to conduct business with us.

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