admin@fdc.com.ag Upstairs the Hadeed Motors Showroom, Old Parham Road, P.O. Box 549, St. John's, Antigua 268-481-2569

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About Us

Since 1984, Finance & Development Company Ltd. has empowered thousands of individuals and businesses with dependable financing solutions.

Contact Info

  • Upstairs the Hadeed Motors Showroom, Old Parham Road, P.O. Box 549, St. John's, Antigua
  • 268-481-2569
  • admin@fdc.com.ag
  • Monday to Thursday 8am to 2pm, Friday 8am to 3pm, closed weekends

Pre-Owned Vehicles

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  • Pre-Owned Vehicles
PRE-OWNED VEHICLES

Quality Pre-Owned Vehicles
With Financing Arranged on the Spot

Quality Used Vehicles

A selection of dependable, well-kept pre-owned vehicles ready for the road.

On-the-Spot Financing

No waiting and no separate lender. Your financing is arranged right here.

One-Stop Convenience

Choose your vehicle and finance it all in one simple visit.

Competitive Rates

Affordable financing that keeps more money in your pocket.

Feel free to reach out to our Loans Team for inquiries and assistance.

Drive Away in Quality, Without the Hassle

When you are looking for a dependable used vehicle, FDC makes the whole process simple. We keep a selection of quality pre-owned vehicles, and because we are a finance house, you can choose your car and arrange your financing in the very same place. There is no running between a separate dealer and a lender, just one straightforward visit from selection to keys in hand.

Getting approved is quick and stress free. Share a few documents such as proof of income, valid identification, and verification of address, and make your equity injection of 25% on the pre-owned vehicle. Our loans team handles the rest and moves fast, with decisions in as little as 24 hours.

With competitive rates, a low 0.5% admin fee, and flexible repayment options, FDC makes owning a quality used vehicle affordable and easy. We have helped the people of Antigua and Barbuda get on the road since 1984, and we are ready to help you do the same.

Fast Decisions

Apply and get a decision in as little as 24 hours.

Flexible Repayment

Manageable terms structured around your budget.

Why Choose FDC

Trusted vehicle financing since 1984, built around you.

  • Quality pre-owned inventory
  • Financing arranged on the spot
  • Decisions in as little as 24 hours
  • Flexible, manageable repayment
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What You'll Need

Simple Requirements to Apply

Gather a few documents ahead of time and your application will move through approval faster. Here is what we'll ask for.

Proof of incomeA job letter, contract, or proof of income (or valid work permit) with 2 months' pay slips. Self employed applicants provide proof of occupation, the last 2 years' Audited Financial Statements, and proof of business address.
IdentificationA valid passport plus one other photo ID, such as a driver's licence, Social Security Card, Medical Benefits Card, or Voter's ID. A birth certificate is needed if the passport is lost or expired.
Verification of addressA utility bill no more than 3 months old. If it is in someone else's name, include a confirming letter and a copy of their ID.
Equity and vehicle detailsAn equity injection of 25% on the pre-owned vehicle, along with the sales details for the vehicle being purchased. A 0.5% admin fee applies.
If this applies to you Non Nationals A valid Police Record and an immigration time extension stamp.
If this applies to you Self Employed Business Registration Certificate, Certificate of Incorporation (if available), and Audited Financials for the last 2 years.
Get Pre-Approved
// Where To Buy

We Finance Vehicles From These Trusted Dealers

FDC provides vehicle financing exclusively for vehicles sold by our partner dealerships. Choose your vehicle with them, and finance it with us.

Hadeed Motors Ltd.

Nissan · Suzuki

Antigua's premier motor vehicle dealership, putting car ownership within reach of families since 1972.

Visit Website

Caribbean Premium Motors

Premium Vehicles

Quality premium vehicles for Antigua and Barbuda, with FDC financing available on every purchase.

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